We start with an open mind and deliver the solution that is suitable for your objectives.
We offer 3 levels of service: Essential, Focused and Complex ensuring you get what you need at a reasonable cost.
Once you have decided the option that is right for you, you can contact us via the “Next” box below, you can email glennc@blackhayfp.com and you can call us on 01292 477235 (Option 1).
I have retirement savings but how do I find out if they will be enough?
For example
I have several pension plans; ISAs and a buy to let property where should I draw my income from?
What we will provide
We can help with finding out how much you need to meet your needs in retirement, where to take it from and in what order. With the overall objective of trying to make sure that you do not outlive your money.
I have inherited a significant amount, what can I do to make the most of money
For example
How should I invest it to deliver what I need.
What we will provide
We will guide you through our investment process to a suitable plan/ portfolio that meets your needs.
I own my own home but need capital and/or income how do I release equity
For example
Equity release.
What we will provide
We will guide you through our process to determine if Equity Release is suitable for you & we will help you understand the alternative options.
I need to know what my options are when I retire
For example
Post retirement options.
What we will provide
We will build a financial plan that will deal with all of your assets in retirement accessing the most appropriate option as the years progress.
I need to know what to do now that my circumstances have changed
For example
Redundancy/divorce/inheritance advice.
What we will provide
We will help you look at the financial implications and opportunities in the event of changes in your life.